Don’t Let Money Mess With Your Marriage: A Guide To Surviving The Costs Of A Wedding

Marriage is miraculous. We all know that love is what makes the world go round. So, it makes sense that marriage is what it’s all about. Finally, you found the man you want to spend the rest of your life with. All is right with the world. The broken hearts and bad dates are over once and for all. You said ‘I do,’ and you meant it. There’s just one snag. The wedding day of your dreams cost a fair bit more than you anticipated. And, you’re starting the marriage with nothing in the bank and debts up to your eyeballs. No one’s saying that the expense wasn’t worth it. But, struggling with money is no way to start your new life. That’s why it’s important you get back to financial stability as soon as possible. Here are a few suggestions to ensure money doesn’t mess with your marriage before it’s begun.

HOLD OUT ON THE HONEYMOON

It may be traditional to go on honeymoon the moment you’re married. And, there’s no denying that this is the perfect way to cement your love. But, is a honeymoon right for you after all that expense? The chances are, you could do without the cost of a holiday right now. There’s nothing wrong with waiting until you’re back on sound financial footing. In fact, it’s becoming standard for honeymoons to happen six months after the marriage itself. It may not be what you expected, but give this serious consideration. The wedding will have stretched your finances to the limit. Don’t put added pressure on. A delayed honeymoon will give you something to look forward to. And, wouldn’t you be able to enjoy it more without money worries hanging over you?

PAY OFF THE DEBTS

In an ideal world, you won’t have any debts left over from your wedding. In reality, loans are the only way many of us can pay for our special days. But, paying off a loan is not the best way to start your marriage. Whether you borrowed money off a loved one, or from the bank, you want to rid yourself of debt as soon as possible. If you borrowed from the bank, look into secured debt consolidation loans. Having multiple loans can be confusing and stressful. That’s why it’s worth consolidating them and dealing with one monthly payment. Borrowing from a loved one causes a lot less pressure. But, you’ll still want to pay off that loan as soon as possible. Work out the fastest way to pay it off, and get to work!

TOP UP THE SAVINGS

Even if you didn’t take out a loan, the chances are your savings are flatlining. Start breathing life back into them straight away. Remember that you’re a team now. The responsibility of saving falls to both of you. Work out, between you, how much you’re willing to put in each month. And, make sure it’s equal. Inequality, where money is concerned, is a sure way to cause early problems!